How to Know if You Are Approved for Loan Wells Fargo
How to Admission and Authenticate yourLoanTrackerSM
What is yourLoanTracker?
yourLoanTracker is a simple-to-utilise service that lets you conveniently track your loan assist request's progress from any computer, smartphone, or tablet, whenever it'southward convenient for you. It tells you what your next steps are, and it lets you upload required documents to speed the process.
Tin can I use yourLoanTracker?
Information technology depends on the blazon of loan you have requested assistance for and your personal situation. If you lot're eligible, yous'll be invited past e-mail to use yourLoanTracker. Ask your home preservation specialist if yous haven't received the email invitation.
Why should I use yourLoanTracker?
Non only does it let you come across exactly where you lot are in the application procedure, it also sends y'all an e-mail with important condition updates. It also will simplify and speed up the procedure of sending Wells Fargo documents that are required for your awarding.
Where tin can I detect the login for yourLoanTracker?
Just go to www.wellsfargo.com/hometrack and sign in with your Wells Fargo Online ® username and password or your final name, date of birth, last four digits of your Social Security number, and the unique Admission Code that we'll send to you by email when yous're eligible to use yourLoanTracker. Save the Access Code for hereafter reference — you'll demand to apply it each time you sign on to yourLoanTracker.
What if I forget or lose my Access Code?
Simply select "Resend My Admission Code" on the yourLoanTracker sign-on folio (www.wellsfargo.com/hometrack), enter your email address, and click "Resend." We'll send you an email with a new Admission Lawmaking.
How do I use yourLoanTracker on my mobile device?
After opening your browser merely as you lot would on a computer, go to www.wellsfargo.com/hometrack and sign in with your Wells Fargo Online® username and password or your last name, date of birth, last iv digits of your Social Security number, and the unique Admission Lawmaking.
What if I don't get an electronic mail invitation to apply yourLoanTracker?
Information technology means that we don't have your e-mail on file or your situation doesn't qualify for yourLoanTracker. If necessary, your abode preservation specialist will explain why your loan doesn't qualify and then help guide y'all through the process.
How to Submit Documents With yourLoanTracker
How do I use yourLoanTracker to ship documents?
yourLoanTracker will walk y'all through the process step-by-step:
- Locate the type of document that's needed in the To-Do list.
- To the right of the certificate'south proper name, click "Upload" if it's a document you already accept or click "Download and Provide" if information technology's a form you need to download and fill up in.
- Follow the instructions to either select a file you already have on your computer or photograph a certificate with your mobile phone.
- Add multiple files, if needed.
Where can I go some other copy of a class?
Copies tin be downloaded from your To-Do listing or from our Document Library which you tin can go to at any fourth dimension from the "Documents and Forms" link under Resources.
Why does my To-Do list show the same document is needed twice?
If you have a co-borrower, both of you may need to send usa a carve up copy of the certificate. Your names will be listed separately on the documents and then that it'south articulate who needs to send what data.
Can I upload my co-borrower's or contributor's document?
Yes.
Why are items I've already sent showing on my To-Practise listing?
Some items, like pay stubs, must be current, and if they become outdated during the time it takes to complete your awarding, a newer version will be needed. Also, if a certificate is missing a signature or a folio wasn't completed properly, or something is illegible, we'll need you to fix the problem and send the document again. If you're unsure of what'southward wrong, speak to your home preservation specialist.
What if I made a mistake on an particular I've already sent in?
If the certificate appears in the "Done" tab as pending, utilise the "Add Certificate" link to upload updated documents. If information technology's already in the "Completed" list, contact your home preservation specialist to discuss the mistake.
Completing and sending forms
Can forms exist filled in online?
Many tin exist, but after you've filled them out online y'all'll need to print and sign them. Then, scan or photograph the signed certificate earlier uploading information technology.
Should I scan or accept a picture of my documents?
Many people detect it'due south more than convenient to scan large, multi-page documents and employ a mobile device for smaller ones. Use whichever is best for you. In either case, exist sure the document is clear and sharp, and contains every page.
Tracking documents
How volition I know if something I uploaded was received?
A confirmation will be provided in yourLoanTracker immediately after yous upload a document.
Will yourLoanTracker prove documents I fax or mail service?
Yep. As soon every bit your home preservation specialist reviews and accepts a document you fax or e-mail, it volition show as Completed. If there are whatsoever problems, it volition be returned to your To-Do list with an explanation. Many customers, though, find that uploading documents electronically is faster and easier for them. Plus, it speeds upward the processing time of your loan assist application.
Tracking and Making Payments With yourLoanTracker
The payment amount for my payment programme on yourLoanTracker is dissimilar from the amount shown on my monthly statement. Which is right?
The amount in yourLoanTracker is correct, and information technology'south important that yous pay that amount. Please contact your habitation preservation specialist if yous have whatever questions.
Tin I utilise Online Banking to brand my payments?
No. If you lot are canonical for a payment plan, you lot won't be able to make those payments online. You tin can make payments by phone, past post, or at whatsoever Wells Fargo branch.
What should I do if I miss a payment or can't make a payment?
You should immediately phone call your domicile preservation specialist to discuss the situation. Missing a payment could cause your home assistance program to end. The sooner nosotros know about an issue, the more than possible resolutions may be bachelor.
What should I do if I completed my payment plan, merely haven't received my updated loan understanding papers?
Y'all must stay current on your loan, and then please continue to make monthly payments by the due engagement in the amount specified by your habitation assistance program until you're told differently in loan understanding papers or by your habitation preservation specialist. If yous accept any questions or concerns, delight call your abode preservation specialist before your next payment is due.
Why are my home assistance program payments higher than what I was paying before?
Your previous payments may not take included amounts that you were paying separately for insurance and taxes. These additional amounts, called "escrow payments" are included in your home assistance payments as a provision of your loan. The proficient news is that you will no longer need to make those payments separately, and so your total costs likely are lower.
Yous may also be able to lower your overall monthly costs past having a private insurance policy. If you don't have ane — and instead Wells Fargo bought a "Lender-Placed" insurance policy for you lot — you may be able to quickly reduce payments with a private policy. Learn more than
Tin can I get text alerts for important updates?
Yes, you can enable text alerts in yourLoanTracker by going to the "burger" menu at the top right function of the screen.
Call ane-800-678-7986 for help with your payment issues.
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How to Know if You Are Approved for Loan Wells Fargo
Source: https://www.wellsfargo.com/mortgage/manage-account/payment-help/online-status/your-loan-tracker-faqs/
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